We all have them.  They’re called credit cards.  It often seems that we can’t live without these nifty, little cards.  They allow us to buy those things that we shouldn’t really be looking at since we can’t afford them, but for some reason we get them anyway.  It’s a classic human flaw.  In the world of charging, the Visa credit card is certainly the leader of the pack.  There is an obvious reason for this.  Every business accepts them.  How can you argue with that.

I applied for a Visa credit card right after high school.  I thought to myself, okay I have a job, therefore I can have a charge card.  Little did I know.  The Visa credit card, like any other can work like a catch 22.  You can use them to purchase things you need or don’t need, but then the interest rates are going to kill you.  It’s almost unavoidable.  Unless you’re one of those few who pay off their credit cards every month, you know the repercussions.  Although this is the case when he dive into the world of credit cards and charging it, we never seem to learn our lesson.
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